Free · no signup needed to read it

The Michigan LLC Startup Checklist

Every step from idea to good standing — the same sequence we follow when we file for customers. All ten steps are right here on the page.

1

Pick a distinguishable name

Search Michigan's business registry before you fall in love with a name. It must be distinguishable from every existing Michigan entity — 'LLC' at the end isn't enough of a difference.

2

Decide who your registered agent will be

Every Michigan LLC must name one. You can be your own — but your street address becomes a permanent, searchable public record, and you must be available at it during business hours.

3

File Articles of Organization (Form CD-700)

The $50 filing with LARA that actually creates your LLC. Standard review takes about 10 business days; 24-hour expedite costs $50 more.

4

Get your EIN — free

Direct from IRS.gov in about 5 minutes. You need it for a bank account and hiring. The IRS never charges for it.

5

Sign an operating agreement

Michigan doesn't file or require one, but your bank will ask for it, and it's key evidence that your LLC is real if your liability shield is ever challenged.

6

Open a business bank account

Never run business money through personal accounts. Commingling is the #1 way single-member LLC owners lose their liability protection in court.

7

Register for Michigan taxes — if they apply

Selling taxable goods? You need a 6% sales tax license. Hiring employees? Withholding registration. Both free through Michigan Treasury Online.

8

Check local and industry licenses

Michigan has no general state business license — but your city, county, or industry (food, construction, cosmetology…) may require one.

9

Consider liability insurance

The LLC protects your personal assets from business debts. Insurance protects the business itself. General liability for a small service business often runs $30–$60/month.

10

Put February 15 on your calendar — every year

Michigan's $25 annual statement keeps your LLC in good standing. Miss two years and the state administratively dissolves it.

Email me this checklist

Get the printable version in your inbox, plus a short getting-started series (2 more emails, then we stop). No spam, ever.

Rather have steps 1–5 done for you this week?
Plans from $89 all-in — state fee included →